@font-face{font-family:Urbanist;src:url('/fonts/urbanist-latin.woff2') format('woff2');font-weight:500 900;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2190-2199,U+2212}
@font-face{font-family:Urbanist;src:url('/fonts/urbanist-latin-ext.woff2') format('woff2');font-weight:500 900;font-display:swap;unicode-range:U+0100-02AF,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:DM;src:url('/fonts/dm-sans-latin.woff2') format('woff2');font-weight:400 900;font-display:swap;unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+2000-206F,U+20AC,U+2122,U+2190-2199,U+2212}
@font-face{font-family:DM;src:url('/fonts/dm-sans-latin-ext.woff2') format('woff2');font-weight:400 900;font-display:swap;unicode-range:U+0100-02AF,U+1E00-1EFF,U+2020,U+20A0-20AB,U+20AD-20CF,U+2C60-2C7F,U+A720-A7FF}

:root{
 --brand:#975be5;--primary:#7040b4;--primary-dark:#5b2aa0;--deep:#2c1454;--deep-2:#3b1d6e;
 --lilac:#d9c2ff;--lilac-2:#c3a0fb;--lavender:#f5effe;--lavender-2:#ece2fc;
 --ink:#1f1a2b;--body:#3d3748;--muted:#6b6478;--line:#e7e1ef;--paper:#fff;
 --display:Urbanist,'Segoe UI',system-ui,sans-serif;--font:DM,'Segoe UI',system-ui,sans-serif;
 --shadow:0 1px 2px #2c145410,0 6px 20px #2c145414;--shadow-lg:0 2px 6px #2c145412,0 18px 48px #2c14541f;
 --wrap:1180px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1rem/1.6 var(--font);color:var(--body);background:var(--paper);overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
h1,h2,h3{font-family:var(--display);color:var(--ink);line-height:1.12;letter-spacing:-.01em;margin:0 0 .5em;text-wrap:balance}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem);font-weight:700}
h3{font-size:1.3rem;font-weight:700}
p{text-wrap:pretty}
.wrap{width:min(var(--wrap),100% - 32px);margin-inline:auto}
.center{text-align:center}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:12px;top:-80px;z-index:50;background:#fff;padding:12px 16px;border-radius:6px}.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--brand);outline-offset:3px}
.eyebrow{font:800 .8rem/1.2 var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin:0 0 12px}
.kicker{display:inline-block;font:800 .74rem/1 var(--display);letter-spacing:.12em;text-transform:uppercase;color:var(--primary)}
.link-caps{display:inline-flex;gap:8px;font:800 .9rem/1 var(--display);letter-spacing:.1em;text-transform:uppercase;color:var(--primary);text-decoration:none;border-bottom:2px solid currentColor;padding-bottom:4px}
.avatar{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--lilac);color:var(--deep);font:800 .72rem/1 var(--display);flex:none}

/* Buttons: square-ish, uppercase, spaced like a finance portal */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 22px;border-radius:4px;border:0;font:800 .86rem/1 var(--display);letter-spacing:.11em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background .15s,transform .15s}
.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-dark)}
.btn-soft{background:#f3f1f6;color:var(--primary)}.btn-soft:hover{background:var(--lavender-2)}
.btn-light{background:#fff;color:var(--deep)}.btn-light:hover{background:var(--lilac)}
.btn-lg{padding:18px 32px;font-size:1rem}

/* Placeholders for generated images, icons and logos */
.img-ph{display:flex;align-items:center;justify-content:center;width:100%;padding:16px;text-align:center;background:repeating-linear-gradient(45deg,#efe5fd 0 14px,#f8f3fe 14px 28px);border:1.5px dashed #b48cf0;border-radius:inherit;color:var(--deep)}
.img-ph>span{background:#fff;border-radius:999px;padding:6px 12px;font:800 .68rem/1.3 var(--display);letter-spacing:.08em;text-transform:uppercase;box-shadow:var(--shadow)}
.ico{width:var(--s,64px);height:var(--s,64px);object-fit:contain;flex:none}
.ico-ph{display:inline-block;border-radius:28%;background:repeating-linear-gradient(135deg,#e6d8fc 0 6px,#f6f0fe 6px 12px);box-shadow:inset 0 0 0 1.5px #c3a0fb}
.logo{height:48px;width:auto}
.logo-ph{position:relative;display:inline-flex;align-items:center;gap:8px;font:800 1.55rem/1 var(--display);letter-spacing:-.02em;color:var(--ink);padding:4px 10px 4px 4px;border:1.5px dashed #c3a0fb;border-radius:8px}
.logo-ph b{color:var(--brand);font-weight:800}
.logo-ph-mark{width:28px;height:28px;border-radius:8px;background:repeating-linear-gradient(135deg,var(--brand) 0 5px,#b48cf0 5px 10px)}
.logo-ph em{position:absolute;right:-6px;bottom:-9px;font:800 .5rem/1 var(--display);letter-spacing:.08em;text-transform:uppercase;font-style:normal;background:#fff;color:var(--primary);border:1px dashed #c3a0fb;border-radius:999px;padding:2px 5px}
.logo-ph-light{color:#fff;border-color:#ffffff66}.logo-ph-light b{color:var(--lilac)}.logo-ph-light em{background:var(--deep);color:var(--lilac);border-color:#ffffff55}

/* Header */
.site-header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;gap:28px;min-height:76px}
.brand{text-decoration:none;flex:none}
.main-nav{display:flex;gap:2px;flex:1;flex-wrap:nowrap;min-width:0}
.main-nav a{padding:8px 10px;border-radius:6px;color:var(--ink);font:700 .93rem/1 var(--display);text-decoration:none;white-space:nowrap}
.main-nav a:hover,.main-nav a[aria-current]{background:var(--lavender);color:var(--primary)}
.hdr-actions{display:flex;gap:12px;flex:none}
.mnav{display:none;margin-left:auto}
.mnav summary{list-style:none;cursor:pointer;width:44px;height:44px;display:grid;place-content:center;gap:5px;border-radius:6px;background:var(--lavender)}
.mnav summary::-webkit-details-marker{display:none}
.mnav summary .menu-bar{display:block;width:22px;height:3px;border-radius:2px;background:var(--deep);transition:transform .2s,opacity .2s}
.mnav[open] summary .menu-bar:nth-child(1){transform:translateY(8px) rotate(45deg)}.mnav[open] summary .menu-bar:nth-child(2){opacity:0}.mnav[open] summary .menu-bar:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.mnav nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow-lg);padding:12px 16px 20px;display:grid;gap:2px}
.mnav nav a{padding:13px 8px;color:var(--ink);font:700 1.05rem/1 var(--display);text-decoration:none;border-bottom:1px solid var(--line)}
.mnav nav .btn{margin-top:12px;color:#fff;border:0;padding:16px}

/* Hero */
.hero{position:relative;background:var(--deep);color:#fff;overflow:hidden;isolation:isolate}
.hero-media{position:absolute;inset:0 0 0 auto;width:64%;z-index:-2}
.hero-media>img,.hero-media>.img-ph{width:100%;height:100%;object-fit:cover;object-position:70% 30%;aspect-ratio:auto!important;border:0;border-radius:0}
.hero-media>.img-ph{background:repeating-linear-gradient(45deg,#3d1f70 0 16px,#351a63 16px 32px);justify-content:flex-end;padding-right:8%}
.hero::after{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--deep) 0,var(--deep) 36%,#2c1454d9 50%,#2c145466 66%,#2c145400 82%)}
.hero-in{padding:76px 0 168px}
.hero h1{color:#fff;font-size:clamp(2.4rem,4.9vw,4rem);font-weight:800;max-width:17ch;margin-bottom:18px;line-height:1.06}
.hero h1 span{color:var(--lilac-2)}
.hero-lead{font-size:1.2rem;max-width:36rem;color:#ece4fa;margin:0 0 30px}

/* Amount box (hero + sidebar) */
.ask{display:grid;grid-template-columns:1fr auto;max-width:640px;background:#fff;border-radius:8px;overflow:hidden;box-shadow:0 12px 40px #12052a55}
.ask-field{padding:14px 20px 12px;min-width:0}
.ask-field label{display:block;font:700 .82rem/1.2 var(--font);color:var(--muted);margin-bottom:4px}
.ask-input{display:flex;align-items:baseline;gap:6px}
.ask-input input{width:100%;min-width:0;border:0;padding:0;font:800 1.7rem/1.2 var(--display);color:var(--ink);background:transparent;-moz-appearance:textfield}
.ask-input input::-webkit-inner-spin-button,.ask-input input::-webkit-outer-spin-button{-webkit-appearance:none}
.ask-input input:focus{outline:none}
.ask-field:focus-within{box-shadow:inset 0 0 0 2px var(--lilac-2)}
.ask-input span{font:800 1.5rem/1 var(--display);color:var(--muted)}
.ask button{margin:14px 14px 14px 0;width:56px;border:0;border-radius:6px;background:var(--primary);color:#fff;cursor:pointer;font:800 1.5rem/1 var(--display)}
.ask button:hover{background:var(--primary-dark)}
.ask-bar{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:center;gap:6px 16px;padding:10px 20px;background:linear-gradient(90deg,var(--primary) 0,#9a68e6 70%,#b994f3 100%);color:#fff;font-size:.86rem;font-weight:500}
.ask-brand{font:900 1.05rem/1 var(--display);letter-spacing:.02em}
.ask-brand b{display:inline-block;margin-left:3px;padding:2px 5px;border-radius:4px;background:#fff;color:var(--primary);font-size:.8rem;vertical-align:2px}
.ask-compact{box-shadow:none;border:1px solid var(--line)}
.ask-compact .ask-input input{font-size:1.35rem}
.ask-compact .ask-bar{font-size:.78rem;padding:9px 16px}
.ask-compact .ask-brand{display:none}

/* Category cards overlapping the hero */
.cats-wrap{position:relative;z-index:2;margin-top:-112px}
.cats{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;padding:32px;background:var(--lavender);border-radius:16px;box-shadow:var(--shadow)}
.cat{position:relative;display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;padding:26px 16px 24px;background:#fff;border-radius:12px;text-decoration:none;box-shadow:var(--shadow);transition:transform .18s,box-shadow .18s}
.cat:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.cat .ico{margin-bottom:12px}
.cat-t{font:700 1.12rem/1.2 var(--display);color:var(--ink)}
.cat-d{font-size:.9rem;line-height:1.45;color:var(--muted)}
.cat-arrow{position:absolute;top:14px;right:16px;color:var(--muted);font-size:1rem;line-height:1}
.cat:hover .cat-arrow,.calc-card:hover .cat-arrow{color:var(--primary)}

/* Trust */
.trust{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.6fr);gap:56px;align-items:center;margin-block:104px}
.trust-photo{position:relative;padding-top:48px}
.trust-bg{position:absolute;inset:auto 0 0 0;height:84%;background:var(--lavender-2);border-radius:16px}
.trust-photo>img,.trust-photo>.img-ph{position:relative;width:88%;margin-inline:auto;border-radius:16px 16px 0 0}
.trust-photo>.img-ph{background:repeating-linear-gradient(45deg,#e4d4fb 0 14px,#efe5fd 14px 28px)}
.trust h2{font-size:clamp(2rem,3.6vw,2.9rem);font-weight:600;margin-bottom:36px}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:0 0 44px}
.stats div{margin:0}
.stats dt{font:700 clamp(2.2rem,4vw,3rem)/1 var(--display);color:var(--primary-dark);margin-bottom:10px;white-space:nowrap}
.stats dt i{font-style:normal;color:var(--brand);margin-left:3px;font-size:.8em}
.stats dd{margin:0;color:var(--muted);font-size:1rem;line-height:1.45;max-width:16rem}
.amounts .eyebrow{display:flex;align-items:center;gap:16px;color:var(--muted)}
.amounts .eyebrow::after{content:'';flex:1;height:1px;background:var(--line)}
.amount-row{display:flex;flex-wrap:wrap;gap:10px}
.amount-row a{padding:10px 16px;border-radius:999px;background:var(--lavender);color:var(--primary-dark);font:800 1.02rem/1 var(--display);text-decoration:none;transition:background .15s}
.amount-row a:hover{background:var(--lilac)}

/* Guides carousel */
.news{padding:24px 0 104px;overflow:hidden}
.news h2{margin-bottom:14px}
.carousel{margin-top:40px}
.track{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;padding:12px max(16px,calc(50% - 340px));scrollbar-width:none;align-items:center}
.track::-webkit-scrollbar{display:none}
.slide{position:relative;flex:0 0 min(680px,86vw);height:440px;border-radius:16px;overflow:hidden;scroll-snap-align:center;text-decoration:none;color:#fff;box-shadow:var(--shadow-lg);transition:transform .35s,opacity .35s}
.carousel.is-js .slide:not(.is-active){transform:scale(.88);opacity:.5}
.slide-media,.slide-media>img,.slide-media>.img-ph{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;aspect-ratio:auto!important;border-radius:0}
.slide-media>.img-ph{align-items:flex-start;padding-top:28px}
.slide-shade{position:absolute;inset:0;background:linear-gradient(180deg,#2c145400 35%,#1a0b33e6 100%)}
.slide-body{position:absolute;left:0;right:0;bottom:0;padding:24px 26px}
.slide-meta{display:flex;align-items:center;gap:10px;font-size:.88rem;margin-bottom:10px}
.slide-tag{margin-left:auto;padding:4px 10px;border-radius:999px;background:#ffffff26;font:800 .7rem/1 var(--display);letter-spacing:.1em;text-transform:uppercase}
.slide-title{display:block;font:700 clamp(1.35rem,2.4vw,1.85rem)/1.2 var(--display)}
.car-nav{display:flex;justify-content:center;align-items:center;gap:22px;margin-top:28px}
.car-btn{width:46px;height:46px;border-radius:50%;border:0;background:#fff;box-shadow:var(--shadow);color:var(--primary);font:700 1.7rem/1 var(--display);cursor:pointer;padding-bottom:4px}
.car-btn:hover{background:var(--lavender)}
.car-dots{display:flex;gap:12px}
.car-dots button{width:12px;height:12px;padding:0;border-radius:50%;border:1.5px solid var(--primary);background:transparent;cursor:pointer}
.car-dots button[aria-current="true"]{background:var(--primary)}
.carousel:not(.is-js) .car-nav{display:none}

/* Steps band */
.band{background:var(--lavender);padding:88px 0;position:relative}
.band::before{content:'';position:absolute;inset:0 0 auto;height:6px;background:linear-gradient(90deg,var(--primary),var(--lilac-2))}
.band-tight{padding:64px 0;margin-top:72px}
.band h2{margin-bottom:8px}
.steps{list-style:none;padding:0;margin:44px 0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:s}
.steps li{background:#fff;border-radius:14px;padding:30px 28px;box-shadow:var(--shadow)}
.step-ico{display:block;margin-bottom:18px}
.step-n{font:800 .74rem/1 var(--display);letter-spacing:.12em;text-transform:uppercase;color:var(--brand)}
.steps h3{margin:8px 0 8px}
.steps p{margin:0;color:var(--muted)}

/* Reviews */
.reviews{margin-block:104px}
.review-grid{list-style:none;padding:0;margin:44px 0 0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.review-grid blockquote{margin:0;height:100%;display:flex;flex-direction:column;justify-content:space-between;gap:20px;padding:26px;border:1px solid var(--line);border-radius:14px;background:#fff}
.review-grid blockquote>p{margin:0;font-size:1rem;color:var(--ink)}
.review-grid blockquote>p::before{content:'“';display:block;font:800 3rem/0.6 var(--display);color:var(--brand);margin:10px 0 10px}
.review-grid .rv-by{display:flex;align-items:center;gap:12px;font-size:.88rem;color:var(--muted);line-height:1.35}
.review-grid .rv-by strong{color:var(--ink)}
.review-grid .avatar{width:40px;height:40px;font-size:.95rem}

/* Rates panel */
.rates{background:linear-gradient(180deg,var(--lavender),#fbf8ff);border-radius:16px;padding:72px clamp(20px,5vw,64px);text-align:center;border:1px solid var(--lavender-2)}
.rates h2{font-size:clamp(2rem,4vw,3rem)}
.rates>p{max-width:40rem;margin:0 auto 40px;font-size:1.1rem;color:var(--muted)}
.calc-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;text-align:left}
.calc-card{position:relative;display:flex;flex-direction:column;gap:14px;padding:22px 20px;border-radius:12px;background:#fff;box-shadow:var(--shadow);text-decoration:none;color:var(--muted);font-size:.9rem;line-height:1.4;transition:transform .18s}
.calc-card:hover{transform:translateY(-3px)}
.calc-card strong{display:block;font:700 1.08rem/1.2 var(--display);color:var(--ink);margin-bottom:4px}

/* FAQ */
.faq{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.5fr);gap:56px;margin-block:104px}
.faq-head p{color:var(--muted)}
.faq details{border-bottom:1px solid var(--line)}
.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:16px;padding:20px 0;font:700 1.12rem/1.35 var(--display);color:var(--ink)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';flex:none;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--lavender);color:var(--primary);font-size:1.3rem;line-height:1}
.faq details[open] summary::after{content:'–'}
.faq details p{margin:0 0 20px;color:var(--body)}

/* Footer */
.site-footer{background:var(--deep);color:#d9cdee;padding:72px 0 32px;margin-top:104px;font-size:.95rem}
.is-form .site-footer,.has-band-end .site-footer{margin-top:0}
.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{text-decoration:underline}
.ft-top{display:flex;flex-wrap:wrap;align-items:center;gap:20px 40px;padding-bottom:40px;border-bottom:1px solid #ffffff1f}
.ft-top p{flex:1;min-width:240px;margin:0;color:#d9cdee}
.ft-top .btn{color:var(--deep);text-decoration:none}
.ft-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:32px;padding:40px 0}
.ft-cols h2{font:800 .8rem/1 var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--lilac);margin:0 0 16px}
.ft-cols ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.ft-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px 32px;padding-top:24px;border-top:1px solid #ffffff1f;font-size:.85rem;color:#b9a9d6}
.ft-bottom p{margin:0;max-width:52rem}
.site-footer .privacy-link{background:none;border:0;color:#fff;padding:0;text-decoration:underline;font:600 .82rem/1 var(--font);cursor:pointer}
.site-footer .privacy-link:hover{background:#ffffff14}

/* Article */
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding:20px 0 0;font-size:.88rem;line-height:1.5;color:var(--muted)}
.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--primary);text-decoration:underline}
.crumbs [aria-current]{color:var(--ink);font-weight:600}
.a-head{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:48px;align-items:center;padding:28px 0 48px}
.a-head-plain{grid-template-columns:1fr;padding-bottom:16px}
.a-head h1{font-size:clamp(2.2rem,4.4vw,3.4rem);font-weight:800;margin:12px 0 12px}
.h1-sub{display:inline-block;margin:0 0 16px;padding:6px 12px;border-radius:6px;background:var(--lavender);color:var(--primary-dark);font:700 .95rem/1.2 var(--display)}
.a-lead{font-size:1.15rem;color:var(--muted);margin:0 0 20px;max-width:38rem}
.a-meta{display:flex;align-items:center;gap:10px;font-size:.9rem;color:var(--muted);margin:0}
.a-hero{border-radius:16px;overflow:hidden;box-shadow:var(--shadow-lg)}
.a-hero>img,.a-hero>.img-ph{width:100%;aspect-ratio:16/9;object-fit:cover}
.a-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:64px;align-items:start;padding-top:8px}
.a-grid-single{grid-template-columns:minmax(0,760px)}
.a-side{position:sticky;top:100px;display:grid;gap:24px}
.side-card{padding:24px;border-radius:14px;background:var(--lavender);}
.side-card>p{margin:0 0 16px;color:var(--muted);font-size:.95rem}
.side-t{font:800 1.2rem/1.2 var(--display)!important;color:var(--ink)!important;margin:0 0 8px!important}
.toc{padding:4px 0 0 20px;border-left:3px solid var(--lavender-2)}
.toc ol{margin:0;padding:0 0 0 18px;display:grid;gap:10px;font-size:.93rem}
.toc a{color:var(--body);text-decoration:none}.toc a:hover{color:var(--primary);text-decoration:underline}

.prose{font-size:1.08rem;line-height:1.75;color:var(--body);min-width:0}
.prose>*:first-child{margin-top:0}
.prose h2{font-size:clamp(1.6rem,2.6vw,2rem);margin:2.2em 0 .6em;scroll-margin-top:100px}
.prose h3{font-size:1.35rem;margin:1.8em 0 .5em}
.prose h4{font:700 1.12rem/1.3 var(--display);color:var(--ink);margin:1.6em 0 .4em}
.prose p{margin:0 0 1.1em}
.prose a{color:var(--primary);text-decoration-thickness:1.5px;text-underline-offset:3px}
.prose strong{color:var(--ink)}
.prose ul,.prose ol{padding-left:1.3em;margin:0 0 1.3em}
.prose li{margin-bottom:.45em}
.prose li::marker{color:var(--brand)}
.prose table{display:block;overflow-x:auto;border-collapse:collapse;margin:1.5em 0;font-size:.95rem}
.prose th,.prose td{border:1px solid var(--line);padding:10px 14px;text-align:left}
.prose th{background:var(--lavender)}
.prose img{border-radius:12px}
.prose .cta-line{margin:1.6em 0}
.prose .cta-line .btn{color:#fff;text-decoration:none}
.prose blockquote{margin:1.5em 0;padding:16px 22px;border-left:4px solid var(--brand);background:var(--lavender);border-radius:0 10px 10px 0}

/* Calculator */
.calc{margin:0 0 48px;padding:28px;border-radius:16px;background:#fff;border:1px solid var(--lavender-2);box-shadow:var(--shadow-lg)}
.calc-head{display:flex;align-items:center;gap:16px;margin-bottom:20px}
.calc-head h2{margin:0!important;font-size:1.6rem!important}
.calc-form{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.calc-field{display:grid;gap:6px;font-size:.88rem;font-weight:700;color:var(--ink)}
.calc-input{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;background:#fff;padding:0 12px}
.calc-input:focus-within{border-color:var(--brand);box-shadow:0 0 0 3px #975be522}
.calc-input input,.calc-input select{flex:1;min-width:0;border:0;background:none;padding:12px 0;font:700 1.08rem/1.2 var(--font);color:var(--ink)}
.calc-input input:focus,.calc-input select:focus{outline:none}
.calc-input i{font-style:normal;color:var(--muted);font-weight:700;margin-left:6px}
.calc-out{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:22px 0 14px}
.calc-out div{padding:16px;border-radius:10px;background:var(--lavender)}
.calc-out div:first-child{background:var(--deep);color:#fff}
.calc-out span{display:block;font-size:.82rem;font-weight:600;opacity:.85;line-height:1.3}
.calc-out strong{display:block;font:800 1.5rem/1.2 var(--display);margin-top:6px;color:inherit}
.calc-out div:not(:first-child) strong{color:var(--ink)}
.calc-out .calc-msg{grid-column:1/-1;background:#fff;border:1px solid var(--line);font-size:.95rem}
.calc-note{font-size:.85rem!important;color:var(--muted);margin-bottom:16px!important}
.calc .btn{color:#fff;text-decoration:none}

/* Related cards + blog list */
.related{margin-top:88px}
.g-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.g-card{display:flex;flex-direction:column;border-radius:14px;overflow:hidden;background:#fff;box-shadow:var(--shadow);text-decoration:none;transition:transform .18s,box-shadow .18s}
.g-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg)}
.g-media>img,.g-media>.img-ph{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:0;border-width:0 0 1.5px}
.g-body{display:flex;flex-direction:column;gap:8px;padding:18px 20px 20px;flex:1}
.g-title{font:700 1.18rem/1.3 var(--display);color:var(--ink);flex:1}
.g-by{display:flex;align-items:center;gap:8px;font-size:.84rem;color:var(--muted);margin-top:6px}
.g-by .avatar{width:24px;height:24px;font-size:.6rem}
.list-head{background:var(--deep);color:#e7dcf7;padding:64px 0 56px;margin-bottom:64px}
.list-head h1{color:#fff;font-size:clamp(2.2rem,4.6vw,3.6rem);font-weight:800;max-width:18ch}
.list-head .eyebrow{color:var(--lilac)}
.list-head p{max-width:40rem;font-size:1.1rem}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.chips a{padding:9px 14px;border-radius:999px;background:#ffffff14;border:1px solid #ffffff2e;color:#fff;font:700 .92rem/1 var(--display);text-decoration:none}
.chips a span{opacity:.65;margin-left:4px}
.chips a:hover{background:#ffffff2a}
.list-group{margin-bottom:64px;scroll-margin-top:96px}
.list-group h2{font-size:1.8rem;padding-bottom:12px;border-bottom:2px solid var(--lavender-2);margin-bottom:24px}

/* Application pages */
.form-shell{background:linear-gradient(180deg,var(--deep) 0,var(--deep) 340px,var(--lavender) 340px);padding:56px 0 88px}
.form-wrap{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.2fr);gap:48px;align-items:start}
.form-intro{color:#e7dcf7}
.form-intro .eyebrow{color:var(--lilac)}
.form-intro h1{color:#fff;font-size:clamp(2rem,4vw,3rem);font-weight:800}
.form-intro>p{font-size:1.1rem;margin:0 0 32px}
.form-trust{list-style:none;padding:20px;margin:0;display:grid;gap:16px;background:#fff;border-radius:14px;box-shadow:var(--shadow)}
.form-trust li{display:flex;align-items:center;gap:14px;color:var(--muted);font-size:.9rem;line-height:1.35}
.form-trust strong{display:block;color:var(--ink);font:700 1.02rem/1.3 var(--display)}
.form-card{background:#fff;border-radius:16px;box-shadow:var(--shadow-lg);padding:28px;min-height:520px}
.form-card #form-status:empty{display:none}
.form-stack{min-width:0}
.form-stars{display:flex;justify-content:center;align-items:center;gap:12px;margin:0 0 26px;color:#f2b51d}
.form-stars .stars{margin:0;gap:6px}
.form-rating-content{display:flex;align-items:center;gap:12px}
.form-rating-score{color:#fff;font-size:1rem;font-weight:750;white-space:nowrap}
.rating-laurel{display:block;flex:0 0 30px;width:30px;height:64px;background:url(/assets/icons/rating-laurel-left-128.webp) center/contain no-repeat}
.rating-laurel-right{transform:scaleX(-1)}
.form-secure{display:flex;align-items:center;justify-content:center;gap:7px;margin:12px 0 0;color:var(--primary-dark);font-size:.82rem;line-height:1.4}
.form-secure .ico{width:20px;height:20px}
.form-faq{max-width:860px;padding-block:48px 64px}
.form-faq h2{text-align:center;margin:0 0 10px;font-size:clamp(1.7rem,3vw,2.3rem)}
.form-faq-intro{text-align:center;color:var(--muted);margin:0 0 28px}
.form-faq-list{border-top:1px solid var(--line)}
.form-faq-list details{border-bottom:1px solid var(--line);padding:0}
.form-faq-list summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:20px 0;cursor:pointer;list-style:none;color:var(--ink);font-weight:700;line-height:1.45}
.form-faq-list summary::-webkit-details-marker{display:none}
.form-faq-list summary:focus-visible{outline:2px solid var(--primary);outline-offset:4px}
.form-faq-list summary .mi{color:var(--primary)}
.form-faq-list .form-faq-minus,.form-faq-list details[open] .form-faq-plus{display:none}
.form-faq-list details[open] .form-faq-minus{display:inline-block}
.form-faq-list details>p{margin:0;padding:0 36px 20px 0;color:var(--muted);line-height:1.7}
.form-faq-contact{text-align:center;margin:24px 0 0;color:var(--muted)}
@media(max-width:800px){.form-faq{padding-block:32px 40px}.form-faq-intro{margin-bottom:20px}.form-faq-list summary{padding-block:17px;font-size:.95rem}.form-faq-list details>p{font-size:.94rem;padding-right:0}}
#lead-scout-form{min-height:420px}

.simple{max-width:760px;padding:72px 0}
.simple h1{font-size:clamp(2rem,4vw,3rem);font-weight:800}

/* Consent panel (shared package) */
.privacy-panel{font-family:var(--font);background:#fff;color:var(--ink);border-color:var(--brand);border-radius:14px;box-shadow:var(--shadow-lg)}
.privacy-actions button{border-color:var(--primary);background:var(--lavender);color:var(--deep);border-radius:4px;box-shadow:none;font-weight:700}
.privacy-actions button:hover{background:var(--lavender-2)}

/* Responsive */
@media (max-width:1240px){.main-nav a{padding:8px 7px;font-size:.88rem}.hdr{gap:18px}.hdr-actions .btn-soft{display:none}}
@media (max-width:1060px){
 .main-nav,.hdr-actions{display:none}.mnav{display:block}
 .cats{grid-template-columns:repeat(3,1fr)}
 .calc-grid{grid-template-columns:repeat(3,1fr)}
 .review-grid{grid-template-columns:repeat(2,1fr)}
 .a-grid{grid-template-columns:1fr;gap:40px}.a-side{position:static;order:-1}.a-side .toc{display:none}
}
@media (max-width:800px){
 .hdr{min-height:64px}
 .hero-media{width:100%}
 .hero::after{background:linear-gradient(180deg,#2c1454e6 0,#2c1454cc 55%,#2c1454f2 100%)}
 .hero-in{padding:48px 0 136px}
 .hero-lead{font-size:1.05rem}
 .ask-input input{font-size:1.4rem}
 .ask-bar span:last-child{font-size:.78rem}
 .cats-wrap{margin-top:-96px}
 .cats{grid-template-columns:repeat(2,1fr);padding:16px;gap:12px}
 .cat{padding:22px 12px 18px}.cat .ico{--s:56px!important;margin-bottom:6px}.cat-d{font-size:.84rem}
 .trust,.faq{grid-template-columns:1fr;gap:32px;margin-block:72px}
 .trust-photo{max-width:340px;margin-inline:auto;width:100%}
 .stats{grid-template-columns:1fr;gap:20px}
 .stats div{display:flex;align-items:center;gap:18px}.stats dt{margin:0;min-width:7.2ch}
 .news{padding-bottom:72px}
 .slide{height:360px}
 .band{padding:64px 0}
 .steps{grid-template-columns:1fr}
 .reviews{margin-block:72px}
 .review-grid{grid-template-columns:1fr}
 .rates{padding:48px 18px}
 .calc-grid{grid-template-columns:1fr}
 .calc-card{flex-direction:row;align-items:center}
 .a-head{grid-template-columns:1fr;gap:28px;padding-bottom:32px}
 .a-hero{order:-1}
 .calc{padding:20px}.calc-form{grid-template-columns:1fr}
 .g-grid{grid-template-columns:1fr}
 .ft-cols{grid-template-columns:repeat(2,1fr)}
 .form-shell{background:linear-gradient(180deg,var(--deep) 0,var(--deep) 420px,var(--lavender) 420px);padding-top:36px}
 .form-wrap{grid-template-columns:1fr;gap:28px}
 .form-trust{display:none}
 .form-card{padding:18px}
}
@media (max-width:420px){.logo-ph{font-size:1.25rem}.cats{grid-template-columns:1fr 1fr}.cat-d{display:none}.ft-cols{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

/* Human pass: fewer labels and cards, flat surfaces, one accent, varied section rhythm */
.btn{text-transform:none;letter-spacing:0;font:700 1rem/1 var(--font);padding:14px 22px;border-radius:6px}
.btn-lg{padding:17px 28px;font-size:1.05rem}
.hdr-actions .btn{padding:12px 18px;font-size:.95rem}
.main-nav a:hover,.main-nav a[aria-current]{background:none;color:var(--ink);text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}
.logo-ph em{display:none}
.ask{border-radius:6px}
.ask button{border-radius:4px}
.ask-bar{margin:0;background:var(--primary-dark);font-size:.9rem;padding:10px 20px}
.ask-bar.ask-benefits{list-style:none;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 16px;padding:14px 20px}
.ask-benefits li{display:flex;align-items:center;gap:8px;min-width:0;line-height:1.4}
.ask-benefits li span:last-child{font-size:inherit}
.ask-compact .ask-bar.ask-benefits{grid-template-columns:1fr;padding:12px 16px;gap:8px}
@media(max-width:420px){.ask-bar.ask-benefits{grid-template-columns:1fr}}
.sec-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px 32px;margin-bottom:8px}
.sec-head h2{margin:0;max-width:22ch}
.sec-head>a:not(.btn){font-weight:700;color:var(--ink);text-underline-offset:4px}

/* Category panel: keep the grid, drop the floating-card look */
.cats{box-shadow:none;border-radius:10px;gap:12px;padding:24px}
.cat{box-shadow:none;border:1px solid #e3d8f5;border-radius:8px;transition:border-color .15s}
.cat:hover{transform:none;box-shadow:none;border-color:var(--primary)}
.cat:hover .cat-t{text-decoration:underline;text-underline-offset:3px}

/* Trust */
.trust{margin-block:120px 96px}
.trust h2{font-weight:700}
.trust-bg{border-radius:10px}
.trust-photo>img,.trust-photo>.img-ph{border-radius:10px 10px 0 0}
.stats dt{color:var(--ink)}
.stats dt i{color:var(--primary)}
.amounts p{margin:0 0 12px;color:var(--ink);font-weight:600}
.amount-row a{border-radius:6px;background:#fff;border:1px solid var(--line);color:var(--ink);font-weight:700}
.amount-row a:hover{background:#fff;border-color:var(--primary);color:var(--primary)}

/* Guides carousel */
.news{padding:40px 0 112px}
.carousel{margin-top:32px}
.slide{border-radius:10px;box-shadow:none}
.slide-shade{background:linear-gradient(180deg,#00000000 45%,#140a26d9 100%)}
.slide-tag{margin:0 0 8px;display:inline-block;padding:0;background:none;font:600 .9rem/1 var(--font);letter-spacing:0;text-transform:none;opacity:.85}
.car-btn{box-shadow:none;border:1px solid var(--line)}

/* Steps: a plain numbered list on a tinted band */
.band{padding:80px 0 88px}
.band::before{display:none}
.steps{margin:40px 0 0;gap:0;grid-template-columns:repeat(3,1fr)}
.steps li{background:none;box-shadow:none;border-radius:0;padding:4px 32px 0;border-left:1px solid #d9caf2}
.steps li:first-child{padding-left:0;border-left:0}
.steps h3{display:flex;align-items:center;gap:12px;margin:0 0 10px;font-size:1.25rem}
.steps p{color:var(--body)}

/* Reviews: one big quote, three small */
.reviews{margin-block:112px 96px}
.rv-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:56px;margin-top:36px;align-items:start}
.reviews figure{margin:0}
.reviews blockquote{margin:0}
.rv-main blockquote p{font:600 clamp(1.5rem,2.6vw,2.1rem)/1.3 var(--display);color:var(--ink);margin:0 0 20px;letter-spacing:-.01em}
.rv-main figcaption{color:var(--muted)}
.rv-side{display:grid;gap:28px}
.rv-side figure{padding-bottom:28px;border-bottom:1px solid var(--line)}
.rv-side figure:last-child{border-bottom:0;padding-bottom:0}
.rv-side p{margin:0 0 8px;color:var(--ink)}
.rv-side figcaption{font-size:.9rem;color:var(--muted)}

/* Calculators */
.rates{background:var(--lavender);border:0;border-radius:10px;padding:56px clamp(20px,5vw,56px);text-align:left}
.rates h2{margin-bottom:8px}
.rates>p{margin:0 0 28px;font-size:1.05rem;max-width:none}
.calc-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.calc-list a{display:flex;align-items:center;gap:12px;padding:14px 16px;background:#fff;border-radius:8px;color:var(--ink);font:700 1rem/1.25 var(--display);text-decoration:none;border:1px solid transparent}
.calc-list a:hover{border-color:var(--primary)}

/* FAQ */
.faq{margin-block:104px}
.faq summary::after{background:none;color:var(--ink);font-weight:400;font-size:1.6rem}

/* Cards and articles */
.g-card{background:none;box-shadow:none;border-radius:0;overflow:visible;gap:12px}
.g-card:hover{transform:none;box-shadow:none}
.g-media{display:block;border-radius:8px;overflow:hidden}
.g-media>img,.g-media>.img-ph{border-radius:8px}
.g-title{font-size:1.2rem;flex:none}
.g-card:hover .g-title{text-decoration:underline;text-underline-offset:3px}
.g-topic{font-size:.9rem;color:var(--muted);margin-top:-6px}
.a-head h1{margin-top:0}
.a-hero{border-radius:10px;box-shadow:none}
.side-card{border-radius:10px}
.calc{border-radius:10px;box-shadow:none}
.related{margin-top:96px}
.list-head{padding:56px 0 48px}
.chips a{border-radius:6px}
.form-trust{padding:18px 20px;border-radius:10px;box-shadow:none;gap:12px}
.form-trust li{color:var(--ink);font-weight:600;font-size:1rem}
.form-card{border-radius:10px}
@media (max-width:1060px){.calc-list{grid-template-columns:repeat(3,1fr)}}
@media (max-width:800px){
 .steps{grid-template-columns:1fr;gap:28px}.steps li{padding:0;border-left:0}
 .rv-layout{grid-template-columns:1fr;gap:36px}
 .calc-list{grid-template-columns:1fr}
 .sec-head .btn{width:100%}
}
.ft-cols h2{font:700 1rem/1.2 var(--display);letter-spacing:0;text-transform:none;color:#fff}
.ft-cols a{color:#d9cdee}

/* Hero typing label */
.typer{color:var(--primary);font-weight:700}
.typer::after{content:'';display:inline-block;width:2px;height:1em;margin-left:2px;vertical-align:-2px;background:var(--primary);animation:blink 1s steps(1) infinite}
@keyframes blink{50%{opacity:0}}

/* How it works: steps beside a looping demo */
.how{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:center;margin-top:40px}
.how .steps{grid-template-columns:1fr;margin:0;gap:4px}
.how .steps li,.how .steps li:first-child{border-left:3px solid #d9caf2;padding:14px 0 14px 24px;position:relative;transition:opacity .3s}
.how .steps li::before{content:'';position:absolute;left:-3px;top:0;width:3px;height:0;background:var(--primary)}
.how[data-phase] .steps li:not(.is-on){opacity:.5}
.how .steps li.is-on::before{animation:fill 3.8s linear forwards}
@keyframes fill{to{height:100%}}
.demo{position:relative;background:#fff;border-radius:12px;border:1px solid #e3d8f5;padding:0 0 36px;min-height:360px;overflow:hidden}
.demo-bar{display:flex;align-items:center;gap:6px;padding:12px 16px;border-bottom:1px solid var(--line);font-size:.8rem;color:var(--muted)}
.demo-bar i{width:9px;height:9px;border-radius:50%;background:#e4dcef}.demo-bar span{margin-left:10px}
.demo-pane{display:none;padding:24px 28px}
.how[data-phase="1"] .p1,.how[data-phase="2"] .p2,.how[data-phase="3"] .p3{display:block;animation:paneIn .4s ease-out}
@keyframes paneIn{from{opacity:0;transform:translateY(8px)}}
.demo-t{font:700 1.25rem/1.2 var(--display);color:var(--ink);margin:0 0 18px}
.demo-field{display:flex;justify-content:space-between;align-items:center;padding:12px 14px;border:1px solid var(--line);border-radius:6px;margin-bottom:10px;font-size:.92rem;color:var(--muted)}
.demo-field b{color:var(--ink);overflow:hidden;white-space:nowrap;max-width:0}
.p1 .demo-field b{animation:typeIn .6s steps(14) forwards}
.p1 .demo-field:nth-child(3) b{animation-delay:.6s}.p1 .demo-field:nth-child(4) b{animation-delay:1.2s}
@keyframes typeIn{to{max-width:12em}}
.demo-btn{display:block;margin-top:16px;padding:12px;text-align:center;border-radius:6px;background:var(--primary);color:#fff;font-weight:700;opacity:.35;animation:ready .3s 2s forwards}
@keyframes ready{to{opacity:1}}
.demo-bank{display:flex;align-items:center;gap:16px;margin-bottom:20px}
.demo-progress{flex:1;height:10px;border-radius:5px;background:var(--lavender-2);overflow:hidden}
.demo-progress i{display:block;height:100%;width:0;background:var(--primary);animation:grow 2s ease-in-out forwards}
@keyframes grow{to{width:100%}}
.demo-ok{margin:0 0 10px;color:var(--ink);font-weight:600;opacity:0;animation:pop .3s 1.4s forwards}
.demo-ok.d2{animation-delay:2.1s}
.demo-ok span{display:inline-grid;place-items:center;width:22px;height:22px;margin-right:8px;border-radius:50%;background:#e6f6ec;color:#1b7a43;font-size:.8rem}
@keyframes pop{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.offers{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.offers li{display:flex;align-items:center;gap:12px;padding:12px 14px;border:1px solid var(--line);border-radius:6px;opacity:0;animation:pop .35s forwards}
.offers li:nth-child(1){animation-delay:.2s}.offers li:nth-child(2){animation-delay:.5s}.offers li:nth-child(3){animation-delay:.8s}
.offers span{flex:1;color:var(--muted)}.offers b{color:var(--ink)}
.offers em{font-style:normal;font-size:.75rem;font-weight:700;color:#fff;background:var(--primary);border-radius:4px;padding:3px 7px;opacity:0;animation:pop .3s 1.4s forwards}
.offers .best{animation:pop .35s .2s forwards,best .4s 1.4s forwards}
@keyframes best{to{border-color:var(--primary);box-shadow:0 0 0 1px var(--primary)}}
.demo-toast{margin:16px 0 0;padding:12px 14px;border-radius:6px;background:var(--deep);color:#fff;font-weight:600;opacity:0;animation:pop .35s 2.3s forwards}
.demo-note{position:absolute;right:16px;bottom:10px;margin:0;font-size:.75rem;color:var(--muted)}

/* Reviews: featured quote rotates */
.rv-layout{grid-auto-flow:dense;row-gap:0}
.rv-layout>figure{grid-column:2;padding:20px 0;border-bottom:1px solid var(--line);transition:opacity .35s}
.rv-layout>figure:last-child{border-bottom:0}
.rv-layout>figure.is-main{grid-column:1;grid-row:1/span 3;border:0;padding:0}
.rv-layout>figure p{margin:0 0 8px;color:var(--ink)}
.rv-layout>figure figcaption{font-size:.9rem;color:var(--muted)}
.rv-layout>figure.is-main p{font:600 clamp(1.5rem,2.6vw,2.1rem)/1.3 var(--display);margin-bottom:20px;letter-spacing:-.01em}
.rv-layout>figure.is-main figcaption{font-size:1rem}
.rv-layout.is-swapping>figure{opacity:0}

/* Calculators panel with a payment example */
.rates{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(0,1fr);gap:48px;align-items:center}
.rates .calc-list{grid-template-columns:repeat(2,1fr)}
.pay-demo{background:#fff;border-radius:10px;padding:28px}
.pay-l{margin:0 0 10px;color:var(--muted)}.pay-l b{color:var(--ink)}
.pay-track{height:8px;border-radius:4px;background:var(--lavender-2);margin:0 0 24px;overflow:hidden}
.pay-track i{display:block;height:100%;width:25%;background:var(--primary);transition:width .7s ease-out}
.pay-v{margin:0 0 12px;font:800 3rem/1 var(--display);color:var(--ink)}
.pay-note{margin:0;font-size:.82rem;color:var(--muted)}

/* FAQ: one column, heading on top */
.faq{display:block;max-width:860px}
.faq h2{margin-bottom:24px}
@media (max-width:1060px){.rates{grid-template-columns:1fr}}
@media (max-width:800px){.how{grid-template-columns:1fr;gap:28px}.demo{min-height:340px}.rv-layout>figure,.rv-layout>figure.is-main{grid-column:1;grid-row:auto}.rates .calc-list{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.how .steps li:not(.is-on){opacity:1}.demo *{animation:none!important;opacity:1!important;max-width:none!important;width:auto}.demo-progress i{width:100%}.typer::after{display:none}}

/* Micro icons: generated silhouettes used as masks (follow currentColor); striped until generated */
.mi{display:inline-block;flex:none;width:var(--s);height:var(--s);vertical-align:middle;background:currentColor;-webkit-mask:var(--m) center/contain no-repeat;mask:var(--m) center/contain no-repeat}
.mi-ph{background:repeating-linear-gradient(135deg,currentColor 0 2px,transparent 2px 4px);-webkit-mask:none;mask:none;opacity:.55;border-radius:3px;outline:1px dashed currentColor;outline-offset:-1px}
.cat-arrow{position:absolute;top:14px;right:16px;color:var(--muted)}
.crumbs .crumb-sep{display:block;align-self:center;vertical-align:initial;color:inherit;opacity:.7}
.ask button{display:grid;place-items:center}
.car-btn{display:grid;place-items:center;padding:0}
.mnav summary{display:grid;place-items:center;color:var(--deep)}
.demo-ok span .mi{color:#1b7a43}

/* FAQ accordions (homepage and articles) */
.faq summary::after,.prose .faq-list summary::after{content:none}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list details:first-child{border-top:1px solid var(--line)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 0;font:700 1.1rem/1.35 var(--display);color:var(--ink)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary .mi{color:var(--primary)}
.faq-minus,.faq-list details[open] .faq-plus{display:none}
.faq-list details[open] .faq-minus{display:inline-block}
.faq-list details>p{margin:0 0 18px}
.prose .faq-list{margin:0 0 1.5em}

/* In-article call to action */
.cta-box{display:flex;align-items:center;justify-content:space-between;gap:20px 32px;flex-wrap:wrap;margin:2em 0;padding:26px 28px;border-radius:10px;background:var(--deep);color:#e7dcf7}
.cta-copy{flex:1;min-width:240px}
.prose .cta-title{margin:0 0 10px;font:700 1.45rem/1.2 var(--display);color:#fff}
.prose .cta-sub{margin:0;color:#d9cdee;font-size:1rem}
.cta-points{list-style:none!important;margin:0!important;padding:0!important;display:flex;flex-wrap:wrap;gap:8px 22px}
.prose .cta-points li{margin:0;display:flex;align-items:center;gap:8px;font-size:.98rem;color:#fff}
.cta-points .mi{color:var(--lilac-2)}
.prose .cta-box .btn{background:#fff;color:var(--deep);text-decoration:none}
.prose .cta-box .btn:hover{background:var(--lilac)}

/* Testimonials with shining stars */
.testi-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin:1.5em 0}
.testi{margin:1.5em 0;padding:22px 22px 20px;border:1px solid var(--line);border-radius:10px;background:#fff}
.testi-grid .testi{margin:0}
.stars{display:flex;gap:3px;margin-bottom:12px;color:#f2b51d}
.star{animation:shine 3s ease-in-out infinite}
.star:nth-child(2){animation-delay:.15s}.star:nth-child(3){animation-delay:.3s}.star:nth-child(4){animation-delay:.45s}.star:nth-child(5){animation-delay:.6s}
@keyframes shine{0%,70%,100%{transform:scale(1);opacity:1}80%{transform:scale(1.12) rotate(-5deg);opacity:.75}}
.prose .testi blockquote{margin:0;padding:0;border:0;background:none}
.prose .testi blockquote p{margin:0 0 14px;font:600 1.12rem/1.45 var(--display);color:var(--ink)}
.testi figcaption{display:flex;align-items:center;gap:10px;font-size:.92rem;color:var(--muted)}

/* Calculator over the legal rate: red pulse + warning */
.calc.is-illegal{border-color:#d93636;animation:illegal 1.6s ease-in-out infinite}
@keyframes illegal{0%,100%{box-shadow:0 0 0 0 #d9363600}50%{box-shadow:0 0 0 8px #d9363633}}
.calc.is-illegal .calc-input:has(input[name="rate"]){border-color:#d93636;background:#fff5f5}
.calc-alert{grid-column:1/-1;padding:14px 16px;border-radius:8px;background:#fdeaea;border:1px solid #f1b7b7;color:#7d1414;font-size:.95rem;line-height:1.45}
.calc-alert strong{color:#7d1414}
@media (prefers-reduced-motion:reduce){.star,.calc.is-illegal{animation:none}}
.rv-layout>figure figcaption{display:flex;align-items:center;gap:10px}
.rv-layout>figure .stars{margin-bottom:10px}
.rv-layout>figure.is-main .stars .mi{--s:24px!important}
.calc>.btn{display:flex;width:100%;padding:18px;font-size:1.08rem}

/* Footer disclaimers */
.ft-legal{padding:32px 0;border-top:1px solid #ffffff1f}
.ft-legal h2{font:700 1rem/1.2 var(--display);color:#fff;margin:0 0 18px}
.ft-legal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px 32px}
.ft-legal p{margin:0;font-size:.84rem;line-height:1.55;color:#b9a9d6}
.ft-legal strong{color:#e7dcf7}
.ft-legal a{text-decoration:underline}
@media (max-width:900px){.ft-legal-grid{grid-template-columns:1fr}}

/* CTAs: bigger, with a soft pulse ring and a light sweep */
.btn-primary,.btn-light{position:relative;overflow:hidden;isolation:isolate;padding:18px 30px;font-size:1.08rem;animation:ctaRing 2.6s ease-out infinite}
.btn-primary::after,.btn-light::after{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(105deg,transparent 35%,#ffffff55 50%,transparent 65%);transform:translateX(-120%);animation:ctaSweep 3.8s ease-in-out infinite}
.btn-primary:hover,.btn-light:hover{transform:translateY(-2px)}
.btn-primary:hover::after{animation-duration:1.2s}
@keyframes ctaRing{0%{box-shadow:0 0 0 0 #7040b466}70%,100%{box-shadow:0 0 0 12px #7040b400}}
@keyframes ctaSweep{0%,55%{transform:translateX(-120%)}85%,100%{transform:translateX(120%)}}
.btn-light{animation-name:ctaRingLight}
@keyframes ctaRingLight{0%{box-shadow:0 0 0 0 #ffffff66}70%,100%{box-shadow:0 0 0 12px #ffffff00}}
.btn-light::after{background:linear-gradient(105deg,transparent 35%,#975be533 50%,transparent 65%)}
.btn-lg{padding:20px 36px;font-size:1.15rem}
.hdr-actions .btn{padding:13px 20px;font-size:1rem}
.ask button{animation:ctaRing 2.6s ease-out infinite}
.mnav nav .btn{animation:none}
@media (prefers-reduced-motion:reduce){.btn-primary,.btn-light,.ask button{animation:none}.btn-primary::after,.btn-light::after{display:none}}
.calc-out>div.calc-alert{background:#fdeaea;color:#7d1414}
.calc-out>div.calc-alert strong{display:block;font:700 1.05rem/1.3 var(--display);margin:0 0 4px;color:#b42020}
.calc-out>div.calc-alert+div{background:var(--deep);color:#fff}
.calc-out>div.calc-alert+div strong{color:#fff}

/* Calculator mascot: calm, or stressed when the rate is illegal */
.calc-results{display:grid;grid-template-columns:minmax(0,1fr) 150px;gap:16px;align-items:center;margin:22px 0 14px}
.calc-results .calc-out{margin:0}
.calc-mascot{position:relative;display:grid;place-items:center;height:150px}
.calc-mascot>span{grid-area:1/1;display:grid;place-items:center;transition:opacity .25s,transform .25s}
.mascot-calm{animation:bob 3s ease-in-out infinite}
.mascot-stress{opacity:0;transform:scale(.8)}
.calc.is-illegal .mascot-calm{opacity:0;transform:scale(.8);animation:none}
.calc.is-illegal .mascot-stress{opacity:1;transform:none;animation:panic .45s ease-in-out infinite}
.calc-mascot .ico-ph{border-radius:50%}
.mascot-stress .ico-ph{background:repeating-linear-gradient(135deg,#f6c4c4 0 6px,#fdeaea 6px 12px);box-shadow:inset 0 0 0 1.5px #e58b8b}
@keyframes bob{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
@keyframes panic{0%,100%{transform:translateX(0) rotate(0)}25%{transform:translateX(-4px) rotate(-4deg)}75%{transform:translateX(4px) rotate(4deg)}}
@media (max-width:800px){.calc-results{grid-template-columns:1fr}.calc-mascot{height:120px;order:-1}}
@media (prefers-reduced-motion:reduce){.mascot-calm,.calc.is-illegal .mascot-stress{animation:none}}
.rv-more{grid-column:1;grid-row:2/span 3;display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:32px;align-self:start}
.rv-layout>figure.is-main{grid-row:1}
.rv-card{margin:0;padding:18px;border:1px solid var(--line);border-radius:10px;background:#fff}
.rv-card .stars{margin-bottom:8px}
.rv-card p{margin:0 0 10px;font-size:.95rem;color:var(--ink)}
.rv-card figcaption{font-size:.84rem;color:var(--muted)}
.rv-card figcaption a{color:var(--primary)}
@media (max-width:800px){.rv-more{grid-row:auto;grid-template-columns:1fr;margin-top:8px}}
.side-links{padding:20px;border:1px solid var(--line);border-radius:10px}
.side-links ul{list-style:none;margin:0 0 14px;padding:0;display:grid;gap:9px;font-size:.93rem}
.side-links ul a{color:var(--ink);text-decoration:none}.side-links ul a:hover{color:var(--primary);text-decoration:underline}
.side-calc{display:flex;align-items:center;gap:10px;padding:10px 12px;margin-bottom:16px;border-radius:8px;background:var(--lavender);color:var(--ink);font-weight:700;font-size:.92rem;text-decoration:none}
.side-calc:hover{color:var(--primary)}
.side-sub{margin:0 0 8px;font-size:.85rem;font-weight:700;color:var(--muted)}
.side-amounts{display:flex;flex-wrap:wrap;gap:6px}
.side-amounts a{padding:6px 10px;border:1px solid var(--line);border-radius:6px;font-size:.85rem;font-weight:700;color:var(--ink);text-decoration:none}
.side-amounts a:hover{border-color:var(--primary);color:var(--primary)}
@media (max-width:1060px){.a-side .side-links{display:none}}
.faq details[open] summary::after,.faq summary::after{content:none!important;display:none}
.faq-list summary>.mi:first-of-type{margin-left:auto}

/* One consistent grid keeps reviews aligned without spanning empty rows. */
.rv-layout.rv-aligned{grid-template-columns:repeat(4,minmax(0,1fr));grid-auto-flow:row;gap:18px;align-items:stretch;margin-top:28px}
.rv-aligned .rv-more{display:contents}
.rv-layout.rv-aligned figure{grid-column:auto;grid-row:auto;display:flex;flex-direction:column;min-width:0;margin:0;padding:22px;border:1px solid var(--line);border-radius:12px;background:#fff}
.rv-aligned figure .stars{margin:0 0 14px}
.rv-aligned figure .stars .mi{--s:16px!important}
.rv-aligned figure blockquote{flex:1}
.rv-aligned figure blockquote p{font-family:inherit;font-size:.98rem;font-weight:400;line-height:1.6;color:var(--ink);margin:0 0 18px;letter-spacing:normal}
.rv-layout.rv-aligned figure figcaption{display:block;margin-top:auto;font-size:.84rem;line-height:1.55;color:var(--muted)}
.rv-aligned figure .avatar{display:none}
@media(max-width:1100px){.rv-layout.rv-aligned{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.rv-layout.rv-aligned{grid-template-columns:1fr;gap:14px}.rv-layout.rv-aligned figure{padding:20px}}

/* Sales heroes: a shared branded backdrop without additional image downloads. */
.sales-hero{position:relative;isolation:isolate;overflow:hidden;margin-bottom:40px;background:radial-gradient(ellipse at 88% 8%,#975be550,transparent 55%),linear-gradient(120deg,#211034 0%,#35185c 60%,#5b2aa0 100%);color:#fff}
.sales-hero::before{content:'';position:absolute;z-index:-1;width:580px;height:580px;border:1px solid #ffffff12;border-radius:50%;right:-100px;top:-260px;box-shadow:0 0 0 80px #ffffff04,0 0 0 160px #ffffff03;pointer-events:none}
.sales-hero .crumbs{margin-top:0;padding-top:22px;color:#d9c2ff}
.sales-hero .crumbs a{color:#d9c2ff}.sales-hero .crumbs [aria-current]{color:#fff}
.sales-hero .a-head{gap:48px;padding-top:24px;padding-bottom:48px}
.sales-hero .sales-eyebrow{margin:0 0 14px;color:#d9c2ff;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.sales-hero h1{color:#fff;font-size:clamp(2.3rem,4.5vw,3.8rem);line-height:1.08;letter-spacing:-.035em;margin:0 0 18px}
.sales-hero .a-lead{color:#eee5fa;font-size:1.08rem;line-height:1.65;margin-bottom:18px}
.sales-hero .a-meta{color:#cfbce6;font-size:.8rem}
.sales-hero .a-hero{border:1px solid #ffffff30;border-radius:22px;box-shadow:0 20px 48px #13072240;transform:rotate(1deg)}
.sales-hero .a-hero>img{aspect-ratio:4/3;display:block}
.sales-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:26px}
.sales-actions .sales-cta{background:#fff;color:#452075;border:1px solid #fff;box-shadow:0 6px 20px #16092626;gap:16px;padding:16px 24px}
.sales-actions .sales-cta:hover{background:#eee3fc;border-color:#eee3fc;color:#2c1454;transform:translateY(-2px)}
.sales-actions>span{font-size:.8rem;color:#d9c2ff}
@media(max-width:800px){.sales-hero{margin-bottom:28px}.sales-hero .a-head{grid-template-columns:1fr;gap:28px;padding-top:20px;padding-bottom:30px}.sales-hero .a-head-copy{text-align:center}.sales-hero .a-lead{margin-inline:auto}.sales-hero .a-meta{justify-content:center}.sales-hero .a-hero{order:0;transform:none;border-radius:16px}.sales-hero .a-hero>img{aspect-ratio:16/9;max-height:280px}.sales-actions{justify-content:center;gap:10px}.sales-actions .sales-cta{width:100%}.sales-actions>span{width:100%}.sales-hero .sales-eyebrow{text-align:center}}

/* Keep the first application step close to the mobile heading. */
@media(max-width:800px){
 .form-shell{padding:20px 0 36px;background:linear-gradient(180deg,var(--deep) 0,var(--deep) 280px,var(--lavender) 280px)}
 .form-wrap{gap:14px}
 .form-intro{text-align:center}
 .form-intro h1{font-size:clamp(1.55rem,6.4vw,2rem);line-height:1.12;margin:0 0 10px;letter-spacing:-.025em}
 .form-intro>p{font-size:.94rem;line-height:1.45;margin:0 auto;max-width:35rem}
 .form-trust{display:none}
 .form-stars{margin-bottom:26px}
 .form-card{padding:8px;min-height:0;border-radius:14px}
 .form-card #lead-scout-form{min-height:0}
 .form-card #form-status:not(:empty){margin:12px;text-align:center}
 .form-secure{margin-top:10px}
}

/* Full-bleed, continuously looping testimonials. Each group includes its trailing gap. */
.reviews-marquee{width:100%;max-width:none}
.reviews-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-bottom:28px}
.reviews-heading h2{margin:0}
.reviews-pause{flex-shrink:0;border:1px solid var(--line);border-radius:999px;padding:9px 16px;background:#fff;color:var(--ink);font:600 .85rem/1.3 var(--display);cursor:pointer}
.reviews-pause[hidden]{display:none}
.reviews-viewport{width:100%;overflow-x:auto;overscroll-behavior-x:contain;padding-block:4px 12px}
.reviews-viewport:focus-visible{outline:2px solid var(--primary);outline-offset:-2px}
.reviews-track{display:flex;width:max-content}
.reviews-marquee .rv-layout.rv-aligned{display:flex;flex:none;gap:18px;align-items:stretch;margin:0;padding-right:18px}
.reviews-marquee .rv-layout.rv-aligned figure{flex:0 0 310px;width:310px;padding:24px;min-height:270px}
.reviews-marquee.is-looping .reviews-track{animation:reviews-drift 85s linear infinite}
.reviews-marquee.is-looping .reviews-viewport{overflow-x:hidden}
.reviews-marquee:hover .reviews-track,.reviews-marquee:focus-within .reviews-track,.reviews-marquee.is-paused .reviews-track{animation-play-state:paused}
.reviews-marquee.is-paused .reviews-viewport,.reviews-marquee:focus-within .reviews-viewport{overflow-x:auto}
@keyframes reviews-drift{to{transform:translateX(-50%)}}
@media(max-width:600px){.reviews-heading{flex-direction:column;text-align:center;gap:14px}.reviews-marquee .rv-layout.rv-aligned figure{flex-basis:280px;width:280px;padding:22px}.reviews-marquee.is-looping .reviews-track{animation-duration:95s}}
@media(prefers-reduced-motion:reduce){.reviews-marquee.is-looping .reviews-track{animation:none}.reviews-marquee.is-looping .reviews-viewport{overflow-x:auto}.reviews-marquee .reviews-copy{display:none}}

.reviews-rating{display:flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:0;padding:0;background:transparent}
.reviews-rating-content{display:flex;align-items:center;gap:10px}
.reviews-rating-content strong{font-size:1.1rem;font-weight:800;white-space:nowrap}
.reviews-rating .rating-laurel{flex-basis:26px;width:26px;height:56px}
.reviews-rating .stars{display:flex;margin:0;gap:3px;overflow:visible}
.reviews-rating:focus-visible{outline:2px solid var(--primary);outline-offset:5px;border-radius:8px}

/* Desktop trust badge floats over the photograph, clear of the application box. */
.hero-rating{display:none}
@media(min-width:1101px){
 .hero-rating{display:flex;position:absolute;left:76%;top:62%;transform:translate(-50%,-50%);gap:12px;padding:10px 22px;border:1px solid #ffffff30;border-radius:18px;background:#26103dc9;box-shadow:0 8px 28px #16092626;backdrop-filter:blur(8px);color:#fff;white-space:nowrap;pointer-events:none}
 .hero-rating .rating-laurel{width:30px;flex-basis:30px;height:64px}
 .hero-rating .reviews-rating-content{gap:14px}
 .hero-rating .reviews-rating-content strong{font-size:1.25rem}
}

.hero-rating .rating-google{display:block;width:26px;height:26px;flex-shrink:0;padding:4px;box-sizing:content-box;background:#fff;border-radius:50%}